{
  "schema_version": "1.0.0",
  "event": "retrieval.failed",
  "event_id": "rtv_9c4e2b71-3a5d-4f86-8e10-b7d2c6a1f053",
  "request_id": "sch_5c0e2d71-9b84-4a36-8f15-d27e6a0c3b91",
  "provider": "Example Electric Cooperative",
  "failed_at": "2026-10-09T04:12:33Z",
  "reason": {
    "code": "credentials_failed",
    "message": "The portal rejected the username or password.",
    "customer_action_required": true
  },
  "dry_run": false,
  "invoices_found": 0,
  "invoices_downloaded": 0,
  "accounts": [],
  "connection_id": "con_8e4b1d2a-6f73-4c09-b5e1-9d0a7c3f2e64",
  "new_accounts": [],
  "missing_accounts": []
}